In the event of death, the outstanding capital is covered up to the amount insured. The property after settlement of the estate belongs to the heirs who will not have to bear the repayment of outstanding loans.

The Total and Irreversible Loss of Autonomy (PTI) is synonymous with double set-back: the injured or sick can no longer perform acts of everyday life (move, wash, eat, dress) and can no longer engage in their occupation or any work. The Insurer reimburses the lender up to the outstanding capital (within the limit of the insured portion).

Following a covered accident or illness, if your contractual disability rate is greater than or equal to 66%, the Insurer reimburses the lender for the outstanding capital (within the limit of the insured portion).

Following an accident or illness that is covered by the garantee, if you are temporarily no longer able to carry out your professional activity, the ITT guarantee intervenes with repayment of the loan installments (capital + interest) within the limit of the insured portion and after deductibles.

In the event of invalidity or incapacity resulting from a back or psychiatric condition, you are covered, without the condition of hospitalization.

The insurance contract systematically includes coverage (subject to a records check and insurer review).